In Australia, Compulsory Third Party (CTP) insurance covers third parties for serious bodily injuries sustained in a motor vehicle accident.

This insurance can cover the costs of home care providers and other expenses related to the injuries incurred in the accident. If you have a client injured in a motor vehicle accident qualifying for support under CTP, it is important to know the following.

Recent legislation changes are designed to ensure the availability of Government funded home care services through a Lifetime Support Scheme.

Home Care Providers for Compulsory 3rd Party The Legal Profession

This is a no-fault scheme managed by the Lifetime Support Authority. According to the new legislation the Lifetime Support Scheme will cover the following services for the duration of the injured person’s life:

  • Treatment
  • Disability care
  • Rehabilitation
  • Aids and appliances
  • Motor vehicle modifications.

Claims for any additional compensation will be the responsibility of the driver or their insurer.

The Lifetime Support Scheme is affiliated with the National Disability Insurance Scheme (NDIS), which covers the costs of home care providers for people who are disabled (temporarily or permanently) in a car accident.

The legislation aims to make it easier for the injured person to continue to live a quality life from home. It also helps to ensure that the home care providers are able to supply a quality service and that the costs of the provision of these services are reasonable and competitive.

Enabling Home Care Providers

As leading home care providers, Beacon Support is guided by a consumer driven approach. It starts with in-depth discussions with the injured person. Our consultants will get to know them, their hobbies and their interests, as well as their care requirements and tailor a package to them.

We can provide the following services:

  • Assistance with social and community engagement
  • Support for daily living including assistance in developing independence
  • Medication (under the supervision of a registered nurse)
  • Coordination with healthcare professionals
  • Transport to and from medical appointments.

Many who have been severely injured in motor vehicle accidents have brain or spinal injuries that require special clinical care. Our team is specifically trained to manage these types of injuries. We can  provide the support required to ensure the client can live an active and fulfilling life.

Our carers will tailor a support package to the injured individual and their specific circumstances. To learn more about home care providers and CTP funded care contact Beacon Support today.

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